/* ==========================================================================
   Get Credit Free — Consumer Trust Design System (v2)
   A light, warm, approachable aesthetic — deliberately distinct from dark
   enterprise B2B fintech. Soft shadows instead of glass/blur. Rounded,
   friendly geometry. A single dark contrast panel houses the 3D visual.
   ========================================================================== */

:root{
  /* Color tokens — warm sand surface with layered depth, deep navy ink, emerald + gold accents */
  --paper: #F5F0E6;
  --paper-alt: #EDE6D6;
  --card: #FFFFFF;
  --ink: #14213A;
  --ink-soft: #3C4A66;
  --grey-600: #6B7488;
  --grey-400: #9AA2B2;
  --line: #E0D9C7;
  --line-strong: #D0C6AE;

  --navy-panel: #10233F;
  --navy-panel-deep: #0A1830;

  --emerald: #0E9F6E;
  --emerald-bright: #17B87F;
  --gold: #E8A83B;
  --gold-bright: #F2BE5C;
  --coral: #E86A4E;

  --grad-primary: linear-gradient(135deg, var(--emerald) 0%, var(--emerald-bright) 100%);
  --grad-warm: linear-gradient(135deg, var(--gold) 0%, var(--coral) 100%);

  --shadow-sm: 0 2px 10px rgba(20,33,58,0.06);
  --shadow-md: 0 12px 32px rgba(20,33,58,0.09);
  --shadow-lg: 0 24px 60px rgba(20,33,58,0.14);
  --shadow-card-hover: 0 20px 46px rgba(14,159,110,0.16);

  /* Type */
  --font-display: 'Plus Jakarta Sans', 'Inter', sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: 'JetBrains Mono', 'SFMono-Regular', monospace;

  /* Layout */
  --container: 1200px;
  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 26px;
  --radius-xl: 34px;
  --nav-h: 92px;
  --utility-h: 40px;
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; scroll-padding-top: 130px; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *{ animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

body{
  margin: 0;
  background: var(--paper);
  background-image:
    radial-gradient(ellipse 900px 600px at 8% 0%, rgba(232,168,59,0.10), transparent 60%),
    radial-gradient(ellipse 900px 700px at 100% 18%, rgba(14,159,110,0.09), transparent 55%),
    radial-gradient(ellipse 800px 600px at 15% 85%, rgba(14,159,110,0.07), transparent 55%);
  background-attachment: fixed;
  color: var(--ink-soft);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  position: relative;
}
body::before{
  content: "";
  position: fixed; inset: 0; z-index: 9999; pointer-events: none;
  opacity: 0.025; mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

img{ max-width: 100%; display: block; }
a{ color: inherit; text-decoration: none; }
ul{ list-style: none; margin: 0; padding: 0; }
button{ font-family: inherit; }

h1,h2,h3,h4{
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.14;
  letter-spacing: -0.02em;
  margin: 0;
  color: var(--ink);
}
h1{ font-size: clamp(2.6rem, 5vw, 4.4rem); font-weight: 800; letter-spacing: -0.03em; }
h2{ font-size: clamp(1.9rem, 3.2vw, 2.7rem); }
h3{ font-size: clamp(1.2rem, 1.7vw, 1.45rem); }
p{ margin: 0; color: var(--ink-soft); }

.eyebrow{
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--emerald);
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
}
.eyebrow::before{
  content: "";
  width: 20px; height: 2px; border-radius: 2px;
  background: var(--grad-primary); display: inline-block;
}

.container{ max-width: var(--container); margin: 0 auto; padding: 0 32px; }
section{ position: relative; }

/* ---------------- Buttons ---------------- */
.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 32px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.96rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), background 0.3s var(--ease), border-color 0.3s var(--ease);
  white-space: nowrap;
}
.btn-primary{
  background: var(--grad-primary);
  color: #ffffff;
  box-shadow: 0 10px 28px rgba(14,159,110,0.32);
}
.btn-primary:hover{ transform: translateY(-3px); box-shadow: 0 16px 38px rgba(14,159,110,0.4); }
.btn-secondary{
  background: var(--card);
  color: var(--ink);
  border-color: var(--line-strong);
  box-shadow: var(--shadow-sm);
}
.btn-secondary:hover{ border-color: var(--emerald); transform: translateY(-3px); box-shadow: var(--shadow-md); }
.btn-block{ width: 100%; }
.btn svg{ width: 16px; height: 16px; }

/* ---------------- Premium signature top rule ---------------- */
.brand-rule{
  position: fixed; top: 0; left: 0; right: 0; height: 3px; z-index: 1002;
  background: linear-gradient(90deg, var(--gold) 0%, var(--emerald) 50%, var(--gold-bright) 100%);
}

/* ---------------- Utility bar ---------------- */
.utility-bar{
  position: fixed; top: 3px; left: 0; right: 0; z-index: 1001;
  height: var(--utility-h); display: flex; align-items: center;
  background: var(--navy-panel); color: rgba(255,255,255,0.72);
  font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.02em;
}
.utility-bar .container{ display: flex; align-items: center; justify-content: space-between; width: 100%; }
.utility-bar-left{ display: flex; align-items: center; gap: 22px; }
.utility-bar-left span{ display: flex; align-items: center; gap: 7px; }
.utility-bar-left svg{ width: 12px; height: 12px; stroke: var(--emerald-bright); flex-shrink: 0; }
.utility-bar a{ color: rgba(255,255,255,0.9); transition: color 0.25s; }
.utility-bar a:hover{ color: var(--emerald-bright); }
@media (max-width: 900px){ .utility-bar-left span:not(:first-child){ display: none; } }
@media (max-width: 620px){ .utility-bar{ display: none; } }

/* ---------------- Header ---------------- */
.site-header{
  position: fixed; top: calc(var(--utility-h) + 3px); left: 0; right: 0; z-index: 1000;
  height: var(--nav-h);
  display: flex; align-items: center;
  background: rgba(250, 249, 246, 0.82);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  transition: background 0.4s var(--ease), box-shadow 0.4s var(--ease), height 0.4s var(--ease);
}
.site-header.scrolled{
  background: rgba(255, 255, 255, 0.95);
  box-shadow: var(--shadow-sm);
  height: 78px;
}
.site-header .container{ display: flex; align-items: center; justify-content: space-between; width: 100%; }

.brand{ display: flex; align-items: center; gap: 16px; }
.brand-mark{ width: 54px; height: 54px; flex-shrink: 0; }
.brand-text{ display: flex; flex-direction: column; line-height: 1.2; gap: 5px; }
.brand-name{ font-family: var(--font-display); font-weight: 800; font-size: 1.18rem; color: var(--ink); letter-spacing: -0.01em; }
.brand-sub{
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--font-mono); font-size: 0.66rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--emerald);
  padding: 3px 10px; border-radius: 999px;
  background: rgba(14,159,110,0.08); border: 1px solid rgba(14,159,110,0.24);
  width: fit-content;
}

.main-nav{ display: flex; align-items: center; gap: 36px; }
.main-nav a{
  font-size: 0.95rem; font-weight: 600; color: var(--ink-soft);
  position: relative; padding: 6px 0;
  transition: color 0.3s var(--ease);
}
.main-nav a::after{
  content: ""; position: absolute; left: 0; right: 100%; bottom: 0; height: 2px; border-radius: 2px;
  background: var(--grad-primary); transition: right 0.35s var(--ease);
}
.main-nav a:hover{ color: var(--ink); }
.main-nav a:hover::after{ right: 0; }
.main-nav a.active{ color: var(--ink); }
.main-nav a.active::after{ right: 0; }

.nav-cta{ display: flex; align-items: center; gap: 18px; }
.nav-toggle{
  display: none; width: 44px; height: 44px; border-radius: 12px;
  border: 1px solid var(--line-strong); background: var(--card);
  align-items: center; justify-content: center; cursor: pointer;
}
.nav-toggle span{ position: relative; width: 18px; height: 2px; background: var(--ink); display: block; border-radius: 2px; }
.nav-toggle span::before, .nav-toggle span::after{
  content: ""; position: absolute; left: 0; width: 18px; height: 2px; border-radius: 2px; background: var(--ink); transition: transform 0.3s;
}
.nav-toggle span::before{ top: -6px; }
.nav-toggle span::after{ top: 6px; }

/* ---------------- Hero ---------------- */
.hero{
  position: relative;
  padding-top: calc(var(--nav-h) + var(--utility-h) + 3px + 64px);
  padding-bottom: 96px;
  background: var(--paper);
  overflow: hidden;
}
.hero::before{
  content: ""; position: absolute; top: -10%; left: -6%; width: 480px; height: 480px; border-radius: 50%;
  background: radial-gradient(circle, rgba(232,168,59,0.14), transparent 70%);
  pointer-events: none;
}
.hero-grid{
  display: grid; grid-template-columns: 1.02fr 0.98fr; gap: 56px; align-items: center;
  width: 100%; position: relative; z-index: 2;
}
.hero-badge{
  display: inline-flex; align-items: center; gap: 10px;
  padding: 10px 20px; border-radius: 999px;
  background: var(--card);
  border: 1px solid var(--line-strong);
  box-shadow: var(--shadow-sm);
  font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: 30px;
}
.hero-badge .dot{ width: 7px; height: 7px; border-radius: 50%; background: var(--emerald); box-shadow: 0 0 10px rgba(14,159,110,0.6); animation: pulse-dot 2.4s infinite; }
@keyframes pulse-dot{ 0%,100%{ opacity: 1;} 50%{ opacity: 0.35; } }

.hero h1{ margin-bottom: 26px; max-width: 620px; }
.hero h1 .grad{
  background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero-sub{ max-width: 520px; font-size: 1.1rem; color: var(--ink-soft); margin-bottom: 36px; }
.hero-actions{ display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 8px; }

/* Dark contrast panel that houses the 3D visual — the one deliberate dark
   surface on an otherwise light, warm page */
.hero-visual{
  position: relative; height: 560px;
  border-radius: var(--radius-xl);
  background: linear-gradient(160deg, var(--navy-panel) 0%, var(--navy-panel-deep) 100%);
  box-shadow: var(--shadow-lg);
  display: flex; align-items: center; justify-content: center;
  overflow: hidden;
}
.hero-visual::before{
  content: ""; position: absolute; inset: 10%; border-radius: 50%;
  background: radial-gradient(circle, rgba(23,184,127,0.22), transparent 70%);
  filter: blur(30px); pointer-events: none;
}
#hero-canvas{ width: 100%; height: 100%; display: block; position: relative; z-index: 1; }
#hero-canvas canvas{ width: 100% !important; height: 100% !important; display: block; }
.hero-float-card{
  position: absolute;
  padding: 14px 18px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-md);
  backdrop-filter: blur(16px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.35);
  font-family: var(--font-mono);
  animation: float-y 6s ease-in-out infinite;
  z-index: 2;
}
.hero-float-card.card-a{ top: 8%; left: 6%; animation-delay: 0s; }
.hero-float-card.card-b{ bottom: 8%; right: 6%; animation-delay: 1.4s; }
.hero-float-card .fc-label{ font-size: 0.62rem; letter-spacing: 0.08em; text-transform: uppercase; color: rgba(255,255,255,0.55); margin-bottom: 6px; }
.hero-float-card .fc-value{ font-size: 1.1rem; font-weight: 700; color: var(--emerald-bright); font-family: var(--font-display); }
@keyframes float-y{ 0%,100%{ transform: translateY(0);} 50%{ transform: translateY(-16px);} }

.trust-badges{ display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.trust-badge{
  display: inline-flex; align-items: center; gap: 8px;
  padding: 10px 16px; border-radius: 999px;
  background: var(--card); border: 1px solid var(--line-strong); box-shadow: var(--shadow-sm);
  font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.02em; color: var(--ink-soft); font-weight: 600;
}
.trust-badge svg{ width: 14px; height: 14px; stroke: var(--emerald); flex-shrink: 0; }

.scroll-cue{
  position: absolute; bottom: 20px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-family: var(--font-mono); font-size: 0.62rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--grey-400);
  z-index: 2;
}
.scroll-cue .line{ width: 1px; height: 28px; background: linear-gradient(var(--emerald), transparent); animation: scroll-line 2s infinite; }
@keyframes scroll-line{ 0%{ transform: scaleY(0); transform-origin: top; } 50%{ transform: scaleY(1); transform-origin: top; } 51%{ transform-origin: bottom; } 100%{ transform: scaleY(0); transform-origin: bottom; } }

/* ---------------- Section shell ---------------- */
.section{ padding: 108px 0; }
.section-tight{ padding: 80px 0; }
.section-header{ max-width: 620px; margin-bottom: 56px; position: relative; }
.section-header::before{
  content: ""; display: block; width: 46px; height: 4px; border-radius: 4px;
  background: var(--grad-warm); margin-bottom: 20px;
}
.section-header.center::before{ margin-left: auto; margin-right: auto; }
.section-header h2{ margin-top: 16px; }
.section-header p{ margin-top: 18px; font-size: 1.04rem; }
.section-header.center{ margin-left: auto; margin-right: auto; text-align: center; }

.section-alt{
  background: var(--paper-alt);
  background-image:
    radial-gradient(ellipse 700px 500px at 90% 10%, rgba(232,168,59,0.08), transparent 55%),
    radial-gradient(ellipse 700px 500px at 5% 90%, rgba(14,159,110,0.07), transparent 55%);
  position: relative;
}
.section-alt::before, .section-alt::after{
  content: ""; position: absolute; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--line-strong) 20%, var(--line-strong) 80%, transparent);
}
.section-alt::before{ top: 0; }
.section-alt::after{ bottom: 0; }
.divider{ height: 1px; background: var(--line); }

/* ---------------- Cards ---------------- */
.grid-4{ display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.grid-3{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2{ display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }

.glass-card{
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), border-color 0.35s var(--ease);
  position: relative;
  overflow: hidden;
}
.glass-card::before{
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--grad-primary); opacity: 0; transition: opacity 0.35s var(--ease);
}
.glass-card:hover{ transform: translateY(-6px); border-color: rgba(14,159,110,0.35); box-shadow: var(--shadow-card-hover); }
.glass-card:hover::before{ opacity: 1; }

.card-icon{
  width: 52px; height: 52px; border-radius: 15px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, rgba(14,159,110,0.12), rgba(232,168,59,0.14));
  border: 1px solid rgba(14,159,110,0.2);
  margin-bottom: 20px;
}
.card-icon svg{ width: 24px; height: 24px; stroke: var(--emerald); }
.glass-card h3{ margin-bottom: 10px; }
.glass-card p{ font-size: 0.95rem; }

.industry-card{ padding: 38px 28px; }
.idx-num{
  font-family: var(--font-mono); font-size: 0.7rem; color: var(--grey-400); letter-spacing: 0.06em; display: block; margin-bottom: 18px;
}

/* ---------------- Timeline / How it works ---------------- */
.timeline{ position: relative; margin-top: 36px; }
.timeline-track{
  position: absolute; top: 46px; left: 0; right: 0; height: 2px;
  background: var(--line);
  border-radius: 2px;
}
.timeline-track::after{
  content: ""; position: absolute; left: 0; top: 0; height: 2px; width: 100%;
  background: var(--grad-primary); border-radius: 2px;
  transform-origin: left; transform: scaleX(0);
  animation: track-fill 2.2s var(--ease) forwards; animation-delay: 0.4s;
}
@keyframes track-fill{ to{ transform: scaleX(1); } }
.timeline-steps{ display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; position: relative; }
.timeline-step{ padding-top: 72px; position: relative; }
.timeline-step .step-node{
  position: absolute; top: 26px; left: 0; width: 40px; height: 40px; border-radius: 50%;
  background: var(--card); border: 2px solid var(--emerald);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 700; font-size: 0.9rem; color: var(--emerald);
  box-shadow: var(--shadow-sm);
}
.timeline-step h3{ font-size: 1.15rem; margin-bottom: 10px; }
.timeline-step p{ font-size: 0.92rem; }

/* ---------------- Rate disclosure callout ---------------- */
.rate-callout{
  border: 1px solid rgba(14,159,110,0.25); background: linear-gradient(135deg, rgba(14,159,110,0.05), rgba(232,168,59,0.05));
  border-radius: var(--radius-lg); padding: 32px 34px; margin: 40px 0;
}
.rate-callout h3{ font-size: 1.08rem; margin-bottom: 12px; }
.rate-callout p{ font-size: 0.94rem; }
.rate-callout p + p{ margin-top: 10px; }

/* ---------------- CTA band ---------------- */
.cta-band{
  border-radius: var(--radius-xl);
  padding: 68px 56px;
  background: linear-gradient(160deg, var(--navy-panel) 0%, var(--navy-panel-deep) 100%);
  box-shadow: var(--shadow-lg);
  display: flex; align-items: center; justify-content: space-between; gap: 40px; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.cta-band::before{
  content: ""; position: absolute; top: -30%; right: -10%; width: 420px; height: 420px; border-radius: 50%;
  background: radial-gradient(circle, rgba(23,184,127,0.24), transparent 70%);
}
.cta-band h2{ max-width: 480px; color: #fff; position: relative; }
.cta-band .eyebrow{ color: var(--emerald-bright); position: relative; }
.cta-band-actions{ display: flex; gap: 16px; flex-wrap: wrap; position: relative; }
.cta-band .btn-secondary{ background: rgba(255,255,255,0.08); color: #fff; border-color: rgba(255,255,255,0.2); }
.cta-band .btn-secondary:hover{ background: rgba(255,255,255,0.14); }

/* ---------------- Footer ---------------- */
.site-footer{ background: var(--navy-panel); color: rgba(255,255,255,0.7); padding: 72px 0 32px; }
.site-footer .brand-name{ color: #fff; }
.site-footer .brand-sub{ background: rgba(23,184,127,0.14); border-color: rgba(23,184,127,0.32); }
.footer-top{ display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; }
.footer-brand p{ margin-top: 16px; font-size: 0.9rem; max-width: 320px; color: rgba(255,255,255,0.6); }
.footer-col h4{ font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 18px; font-weight: 600; }
.footer-col ul{ display: flex; flex-direction: column; gap: 12px; }
.footer-col a{ font-size: 0.92rem; color: rgba(255,255,255,0.75); transition: color 0.3s; }
.footer-col a:hover{ color: var(--emerald-bright); }
.footer-bottom{
  border-top: 1px solid rgba(255,255,255,0.12); padding-top: 26px;
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px;
}
.footer-bottom p{ font-size: 0.82rem; color: rgba(255,255,255,0.45); }
.footer-disclaimer{
  font-size: 0.82rem; color: rgba(255,255,255,0.62); max-width: 900px; margin-bottom: 26px;
  padding: 18px 22px; border: 1px solid rgba(255,255,255,0.14); border-radius: var(--radius-md); background: rgba(255,255,255,0.04);
}

/* ---------------- Page hero (inner pages) ---------------- */
.page-hero{
  padding: calc(var(--nav-h) + var(--utility-h) + 3px + 76px) 0 76px;
  background: var(--paper);
  position: relative; overflow: hidden;
}
.page-hero::before{
  content: ""; position: absolute; top: -20%; right: -8%; width: 460px; height: 460px; border-radius: 50%;
  background: radial-gradient(circle, rgba(232,168,59,0.12), transparent 70%);
}
.page-hero h1{ max-width: 720px; }
.page-hero .hero-sub{ margin-top: 20px; }
.breadcrumb{ display: flex; align-items: center; gap: 8px; font-family: var(--font-mono); font-size: 0.75rem; color: var(--grey-400); margin-bottom: 18px; }
.breadcrumb a:hover{ color: var(--emerald); }

.page-hero-orb{
  position: absolute; top: 50%; right: 4%; transform: translateY(-50%);
  width: 220px; height: 220px; opacity: 0.9; pointer-events: none;
}
.page-hero-orb canvas{ width: 100% !important; height: 100% !important; }
@media (max-width: 1080px){ .page-hero-orb{ display: none; } }

/* ---------------- About page ---------------- */
.about-grid{ display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.disclosure-list{ display: flex; flex-direction: column; gap: 16px; margin-top: 26px; }
.disclosure-item{
  display: flex; gap: 16px; padding: 20px; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--card); box-shadow: var(--shadow-sm);
}
.disclosure-item .mark-x{
  flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%;
  background: rgba(14,159,110,0.1); border: 1px solid rgba(14,159,110,0.32);
  display: flex; align-items: center; justify-content: center; color: var(--emerald); font-family: var(--font-mono); font-size: 0.85rem;
}
.disclosure-item p{ font-size: 0.92rem; color: var(--ink); }

.values-list{ display: flex; flex-direction: column; gap: 0; margin-top: 18px; }
.value-row{ display: grid; grid-template-columns: 60px 1fr; gap: 20px; padding: 26px 0; border-top: 1px solid var(--line); }
.value-row:last-child{ border-bottom: 1px solid var(--line); }
.value-row .vnum{ font-family: var(--font-mono); color: var(--emerald); font-size: 0.9rem; font-weight: 700; }
.value-row h3{ margin-bottom: 8px; font-size: 1.1rem; }
.value-row p{ font-size: 0.92rem; }

/* ---------------- FAQ ---------------- */
.faq-categories{ display: flex; gap: 10px; flex-wrap: wrap; justify-content: center; margin-bottom: 44px; }
.faq-cat-btn{
  padding: 11px 22px; border-radius: 999px; border: 1px solid var(--line-strong);
  background: var(--card); color: var(--ink-soft);
  font-family: var(--font-mono); font-size: 0.74rem; letter-spacing: 0.02em; font-weight: 600;
  cursor: pointer; transition: all 0.3s var(--ease); box-shadow: var(--shadow-sm);
}
.faq-cat-btn:hover{ border-color: var(--emerald); color: var(--ink); }
.faq-cat-btn.active{ background: var(--grad-primary); border-color: transparent; color: #fff; }
.faq-group-title{
  font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--emerald); margin: 44px 0 18px; padding-left: 2px; font-weight: 700;
}
.faq-group-title:first-child{ margin-top: 0; }

.faq-list{ max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item{
  border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--card); overflow: hidden;
  transition: border-color 0.3s; box-shadow: var(--shadow-sm);
}
.faq-item.open{ border-color: rgba(14,159,110,0.35); }
.faq-question{
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 20px;
  padding: 22px 26px; background: transparent; border: none; color: var(--ink);
  font-family: var(--font-display); font-size: 1rem; font-weight: 700; text-align: left; cursor: pointer;
}
.faq-icon{
  flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%; border: 1px solid var(--line-strong);
  display: flex; align-items: center; justify-content: center; position: relative; transition: transform 0.35s var(--ease), border-color 0.3s;
}
.faq-icon::before, .faq-icon::after{ content: ""; position: absolute; background: var(--emerald); transition: transform 0.3s; }
.faq-icon::before{ width: 12px; height: 2px; border-radius: 2px; }
.faq-icon::after{ width: 2px; height: 12px; border-radius: 2px; }
.faq-item.open .faq-icon{ transform: rotate(135deg); border-color: var(--emerald); }
.faq-answer{ max-height: 0; overflow: hidden; transition: max-height 0.4s var(--ease); }
.faq-answer-inner{ padding: 0 26px 24px; font-size: 0.96rem; color: var(--ink-soft); }

/* ---------------- Contact ---------------- */
.contact-info-card{ padding: 38px 32px; }
.contact-detail{ display: flex; gap: 16px; padding: 18px 0; border-top: 1px solid var(--line); }
.contact-detail:first-of-type{ border-top: none; }
.contact-detail .ci{
  width: 42px; height: 42px; border-radius: 13px; background: rgba(14,159,110,0.1); border: 1px solid rgba(14,159,110,0.24);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.contact-detail .ci svg{ width: 18px; height: 18px; stroke: var(--emerald); }
.contact-detail .cl-label{ font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--grey-400); margin-bottom: 4px; }
.contact-detail a, .contact-detail span{ font-size: 0.98rem; color: var(--ink); font-weight: 600; }

/* ---------------- Form ---------------- */
.form-card{ padding: 42px 38px; }
.form-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field{ margin-bottom: 20px; }
.field label{ display: block; font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.04em; text-transform: uppercase; color: var(--grey-600); margin-bottom: 9px; font-weight: 600; }
.field input, .field select, .field textarea{
  width: 100%; padding: 14px 16px; border-radius: var(--radius-sm);
  background: var(--paper); border: 1.5px solid var(--line-strong); color: var(--ink);
  font-family: var(--font-body); font-size: 0.95rem; transition: border-color 0.3s, box-shadow 0.3s;
}
.field input::placeholder, .field textarea::placeholder{ color: var(--grey-400); }
.field input:focus, .field select:focus, .field textarea:focus{
  outline: none; border-color: var(--emerald); box-shadow: 0 0 0 4px rgba(14,159,110,0.12);
}
.field textarea{ resize: vertical; min-height: 120px; }
.form-note{ font-size: 0.8rem; color: var(--grey-400); margin-top: 16px; }
.form-success{
  display: none; align-items: center; gap: 14px; padding: 18px 20px; border-radius: var(--radius-md);
  background: rgba(14,159,110,0.08); border: 1px solid rgba(14,159,110,0.32); margin-top: 20px; font-size: 0.92rem; color: var(--ink);
}
.form-success.show{ display: flex; }

/* ---------------- Legal pages ---------------- */
.legal-content{ max-width: 800px; margin: 0 auto; }
.legal-content h2{ font-size: 1.4rem; margin-top: 44px; margin-bottom: 14px; }
.legal-content h2:first-child{ margin-top: 0; }
.legal-content p{ margin-bottom: 15px; font-size: 0.98rem; }
.legal-content ul{ margin-bottom: 15px; display: flex; flex-direction: column; gap: 9px; padding-left: 4px; }
.legal-content ul li{ font-size: 0.96rem; color: var(--ink-soft); padding-left: 22px; position: relative; }
.legal-content ul li::before{ content: ""; position: absolute; left: 0; top: 10px; width: 8px; height: 2px; border-radius: 2px; background: var(--emerald); }
.legal-updated{ font-family: var(--font-mono); font-size: 0.75rem; color: var(--grey-400); margin-bottom: 36px; display: block; }

/* ---------------- Disclosures page ---------------- */
.disclosure-block{
  border: 1px solid var(--line); border-radius: var(--radius-lg); background: var(--card); box-shadow: var(--shadow-sm);
  padding: 32px 30px; margin-bottom: 18px;
}
.disclosure-block h3{ font-size: 1.08rem; margin-bottom: 14px; display: flex; align-items: center; gap: 12px; }
.disclosure-block h3 .dnum{
  font-family: var(--font-mono); font-size: 0.78rem; color: #fff; font-weight: 700;
  width: 34px; height: 34px; border-radius: 11px; background: var(--grad-primary);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.disclosure-block p{ font-size: 0.95rem; }
.disclosure-block p + p{ margin-top: 12px; }
.disclosure-banner{
  border: 1px solid rgba(232,168,59,0.4); background: rgba(232,168,59,0.08);
  border-radius: var(--radius-md); padding: 22px 26px; margin-bottom: 40px;
  font-size: 0.94rem; color: var(--ink);
  display: flex; gap: 16px; align-items: flex-start;
}
.disclosure-banner svg{ flex-shrink: 0; width: 22px; height: 22px; stroke: var(--gold); margin-top: 2px; }

/* ---------------- Reveal animation ---------------- */
.reveal{ opacity: 0; transform: translateY(24px); transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.reveal.in-view{ opacity: 1; transform: translateY(0); }
.reveal-delay-1{ transition-delay: 0.08s; }
.reveal-delay-2{ transition-delay: 0.16s; }
.reveal-delay-3{ transition-delay: 0.24s; }
.reveal-delay-4{ transition-delay: 0.32s; }

/* ---------------- Responsive ---------------- */
@media (max-width: 1080px){
  .grid-4{ grid-template-columns: repeat(2, 1fr); }
  .hero-grid{ grid-template-columns: 1fr; }
  .hero-visual{ height: 380px; order: -1; }
  .footer-top{ grid-template-columns: 1fr 1fr; }
  .timeline-steps{ grid-template-columns: 1fr; row-gap: 40px; }
  .timeline-track{ display: none; }
  .about-grid{ grid-template-columns: 1fr; }
}
@media (max-width: 720px){
  .container{ padding: 0 20px; }
  .main-nav{ position: fixed; top: calc(var(--nav-h) + var(--utility-h) + 3px); left: 0; right: 0; bottom: 0; height: calc(100vh - var(--nav-h) - var(--utility-h) - 3px);
    background: rgba(250,249,246,0.98); backdrop-filter: blur(20px); flex-direction: column; justify-content: flex-start;
    padding: 40px 32px; gap: 8px; transform: translateX(100%); transition: transform 0.4s var(--ease); z-index: 999; }
  .main-nav.open{ transform: translateX(0); }
  .main-nav a{ width: 100%; padding: 16px 0; font-size: 1.1rem; border-bottom: 1px solid var(--line); }
  .nav-cta .btn-secondary{ display: none; }
  .nav-toggle{ display: flex; }
  .grid-4, .grid-3, .grid-2{ grid-template-columns: 1fr; }
  .section{ padding: 76px 0; }
  .cta-band{ padding: 44px 26px; flex-direction: column; text-align: center; }
  .cta-band-actions{ justify-content: center; }
  .footer-top{ grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom{ flex-direction: column; align-items: flex-start; }
  .form-row{ grid-template-columns: 1fr; }
  .hero-float-card{ display: none; }
  .site-header{ top: 3px; }
  .hero{ padding-top: calc(var(--nav-h) + 40px); }
  .page-hero{ padding: calc(var(--nav-h) + 76px) 0 76px; }
}
@media (max-width: 620px){
  .main-nav{ top: calc(var(--nav-h) + 3px) !important; height: calc(100vh - var(--nav-h) - 3px) !important; }
}