A complete, plain-language account of who we are, how our service works, and what to know before submitting a request.
Get Credit Free helps consumers explore personal loan options by checking submitted information against a network of independent, third-party lenders. Our role is to facilitate an introduction — we do not lend money, and we are not involved in any lender's decision to approve or decline a request.
Get Credit Free does not originate, fund, underwrite, or service loans of any kind, and does not broker loans. Any loan ultimately offered to a consumer is offered by an independent, third-party lender — not by Get Credit Free.
We do not guarantee that any consumer will be approved for a loan, and we do not guarantee any specific interest rate, fee, or repayment term. Submitting a request through Get Credit Free is not an application, approval, offer, or commitment of any kind.
Get Credit Free works with a network of independent, third-party lenders, each of whom sets their own rates, fees, and repayment terms. These vary based on the lender, your state of residence, the loan amount and purpose, and your individual creditworthiness.
Because we work with multiple lenders whose criteria and offerings can change, we are not able to publish a single interest rate or APR figure that would apply to every visitor of this site. Any lender who presents you with a specific loan offer is legally required to disclose the exact Annual Percentage Rate (APR), all applicable fees, and the total cost of the loan to you directly, before you accept anything. We encourage you to read those terms carefully and ask the lender directly if anything is unclear.
Get Credit Free is compensated by the lenders in our network when a consumer we refer results in a qualifying action, such as a completed loan inquiry. This is an advertising and marketing relationship. Our service is always free to consumers.
Get Credit Free is not affiliated with, sponsored by, or acting on behalf of any federal, state, or local government agency or government assistance program.
By submitting the inquiry form and checking the consent box, you agree that Get Credit Free and lenders in our network may contact you by phone, text, or email regarding your inquiry, including by automated dialing systems or prerecorded voice, even if your number is on a Do Not Call registry. You also authorize Get Credit Free and its lender network to obtain one or more consumer reports about you, as defined under the Fair Credit Reporting Act, in connection with evaluating your request. Consent is not a condition of purchasing any product or service, and you may opt out of communications at any time using the instructions provided in any such communication.
Not all lenders, loan products, or loan amounts referenced on this site are available in every state. Availability, eligibility, rates, and terms are determined entirely by the lender and vary by consumer and geography.
Information you submit is handled in accordance with our Privacy Policy. Your information is shared only with lenders in our network for the purpose of matching you to a potential offer.
If you have questions about any of the disclosures on this page, contact us at contact@getcreditfree.com. See also our Privacy Policy and Terms & Conditions.
